Debt Free Life
Debt Free Life ® is a modern way to pay off your debt using the cash value of a specialized participating life insurance policy. Using our exclusive software, your certified Debt Free Life ® consultant will generate a personalized debt elimination report showing you how and when to pay off each debt and the projected amount of interest you’ll save, all without spending any additional money each month.
Final Expense Insurance
The emotional toll the family will endure after a loss is painful enough, don't leave your loved ones with financial burden. Final expense coverage is a permanent policy. Funeral, unexpected time away from work, home renovations for resale or unexpected hospital bills. Enjoy the confidence of knowing your family has the resources to navigate.
Health Insurance
Individual health insurance: Purchased by individuals directly from an insurance company
Group health insurance: Offered through employers or other organizations to groups of people
Medicare Supplements: Supplements that pay what medicare does not
Mortgage Protection Insurance
When taking on a home loan your insurance portfolio should include Mortgage Protection. This coverage is
affordable insurance that provides financial security pay should tragedy strike.
IUL Indexed Universal Life Policies
Indexed Universal Life policy is ideal for those needing death benefit protection but are focused on cash value accumulation that can be used for supplemental cash needs and retirement income.
IUL Features include: Living benefits, flexible premiums, cash growth tied to S&P 500 market with no downside risk.
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A Few Of Our Carriers
Products
Insurance Products
term life
Insurance for the high risk period
Universal LIfe
Cash Growth Life
whole Life
Permanent Life Policy
critical illness
Lump Sum Payout for Serious Illness
disability coverage
Paycheck Protection pays a portion of lost wages
return of premium
Term life with cash return
cash growth & Wealth Management
FIA
fixed indexed Annuities
retirement stragety focused on safe growth fixed income source
If you’re diagnosed with a serious illness, a Critical Illness insurance policy pays a lump sum to the insured to help offset expenses from a variety of covered conditions, so you can focus on getting well.
Universal life insurance gives the ability to adjust your premium payments. It offers a cash value component. You can take money out of cash value via a withdrawal or policy loan. It offers the insured permanent coverage and can be cheaper than whole life insurance because it doesn’t offer the same guarantees.
