Pending Business
uploading an application into opt
After writing an application we save a pdf document onto our computer or tablet before uploading it into Opt. there are two ways to get the applications to the carrier 1. electronic applictions that are filled and forwarded directly to the carrier 2. paper applications that are filled out on hard copy. if we upload a paper application to opt it will send the application to the carrier for us. if we submit an electronic application directly to the carrier we also save a pdf copy of the application and upload to opt for tracking purposes and to remove the lead from the bonus lead inventory so onother agent cannot purchase the lead.
applying for a reciprocal license
to apply for a license in another state we do not need to go through pre-licensing again. to get a life and health license we only need to pay the state fee. these fees are usually between $50-$150. the application is located on nipr.com the process is normally 1-3 days to get your license approved. when your license is complete you are allowed to submit business you do not need to send a copy to symmetry To get started go to NIPR.com
following up on pending business
John Hancock pending business
The Registration link for John Hancock is https://www.jhsimpleterm.com/home.html
If you’re diagnosed with a serious illness, a Critical Illness insurance policy pays a lump sum to the insured to help offset expenses from a variety of covered conditions, so you can focus on getting well.
Universal life insurance gives the ability to adjust your premium payments. It offers a cash value component. You can take money out of cash value via a withdrawal or policy loan. It offers the insured permanent coverage and can be cheaper than whole life insurance because it doesn’t offer the same guarantees.
